I recently became aware of this great non-profit organization (Kiva.org) that matches people in need from around the world with micro-loans from people who can afford to loan as little as $25US. It is a great organization with a unique model.
I would encourage you to check it out and consider loaning someone some much needed funds to better their life. It is fun, easy and unlike many organizations, the people in need get 100% of the money you loan them.